Skip to the content

Independent Distributor Program

With the sweat of your brow, you make a living.

Let us help you protect what has cost you so much.

As an independent dealer, you understand how important it is to have a company that is reliable and reputable to help you with your insurance needs – at a reasonable price!

When you choose DSD Insurance, you receive more than an insurance policy. You receive the service and expertise that have made DSD Insurance a leader in the insurance business for many years. Here are some of the reasons why an independent distributor like you chooses DSD Insurance to provide your insurance protection:

A Qualified Agent

Companies have chosen a small group of agents across the country to participate in our Independent Distributor Program. These agents have been specifically trained in the details of your business operations as an independent distributor. Each of our agents could help you with your insurance needs.

Flexible Payment Plan

DSD Insurance also offers a flexible payment plan to help you meet your business needs. Choose from a variety of payment plans that vary between weekly or annual payments. You can choose the plan that is best for you.

Claim Offices in Multiple States

Our claims representative is available from coast to coast to respond immediately to your claims. Our extensive system of claim centers is easily accessible if any loss occurs.
We Can Help You Design an Insurance Program to Meet Your Needs Let your agent help you choose the coverage, limits and deductibles you need. Take a look at the coverages you can get*:

Protection for Commercial Automobiles

Provides protection against all risks in the following areas:

Combined Single Limits of Auto Liability

Protects you for bodily injury and property damage that you are legally obligated to pay for accidents involving the insured vehicle. The policy automatically provides third party damage insurance (at no additional cost) for loading or unloading your vehicle at your customer’s location.

Collision Coverage

Covers physical damage to your vehicle due to collisions or crashes.

Comprehensive Coverage

Covers physical damage to your vehicle due to fire, theft, and glass breakage.

Rental Reimbursement

Covers the cost to replace the vehicle for a specified period of time when your vehicle is unusable due to a covered loss.

Insurance on Personal Property Transported or Located in the Interior of the Country (Inland Marine Coverage)

Transit Coverage (Cargo Coverage)

Helps protect the cargo you carry in transit (covers only your cargo).

Hand-Carried Computer Coverage

Provides multi-risk and replacement cost coverage on the hand-carried computer you use in your business.

General Protection Against all Risk of Civil Responsibility

This coverage combines an individual protection limit for civil liability for losses (other than the car accident) caused by:

Bodily Injury Damages

Covers you for damage to others due to your entire operations, even when you have left the customer’s location.

Property Damage

Protects you from claims against you for physical loss of items of your property that may or may not have been physically destroyed or damaged.

Personal Injury

Provides protection for offenses such as false arrest, libel, slander, and trespass.

Business Property Protection

Helps you protect your buildings and contents in the event of direct physical loss.
*Coverages are subject to the terms and conditions of the policy. Specific coverage may vary in certain states.

With Our Insurance Providers, You Receive More Than a Policy

Competitive prices
We offer you competitive prices. We also offer professional advice on how you can save money on your premium.

We have more than 40 years of experience in the commercial insurance market and use the largest accident and property insurance companies in the United States.

From your agent, to our claims representatives, you will receive a service based on the highest capacity, punctuality and friendliness.