Skip to the content

Category: Independent Contractors

Driver qualification: Lowering Driver Requirements Puts Your Business At Risk!

The current labor shortage has many organizations thinking about lowering their experience and qualification standards for many hard-to-fill positions. Due to the potential for severe worker injury and death from an auto accident, as well as the significant liability exposure, strong driver qualifications should remain in place. This applies to full-time drivers as well as those who drive as part of their job duties. In...

Preventing Rear-end Collisions

Each year almost 2.2 million police-reported rear-end collisions occur. Rear-end collisions make up almost 32% of all crashes, far exceeding other crash types. When a rear-end collision occurs, occupants of all vehicles involved are often injured. In heavy traffic, rear-ends often result in chain reactions as vehicles are pushed into one another. The driver striking the other vehicle from behind is almost always found to...

Preventing Left-Turn Collisions

Left-turn accidents are frequently severe as they often result in near head-on or T-bone type collisions – often at high speeds. They can involve multiple vehicles and significant injury or death. Because of the frequency and severity of left-turn accidents, you should educate your drivers annually on left-turn hazards and ways to prevent them. Key training principles to be covered should include: Turning at intersections...

Commercial Auto Policies -- Must List Vehicles Correctly

Check your VINs! Mistakes are easily made when recording a 17-digit code. As the Policyholder you must let DSD know when a vehicle is sold or needs to be removed from your policy’s coverage. Due to privacy laws, insurance companies and DSD Insurance have no way of knowing if you no longer own a vehicle . . . UNLESS YOU NOTIFY US!! Not having the...

DSD Insurance Has College Funds . . . For YOU!

IT'S SCHOLARSHIP TIME AGAIN! Do you have a student who’s about to graduate high school? Does your student want to pursue further studies after high school at a college or university? Does your student want to attend a vocational / technical education training program after graduating high school? If so, you know that’s going to require some money. Good News! We can help . ....