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Category: Independent Contractors

“Comprehensive” Automobile Insurance Coverage

Owning an automobile comes with a lot of perks and . . . “responsibilities”. One of the responsibilities is maintaining auto insurance coverage. Auto insurance can help protect you (or your business) from what may become a significant debt in the event of a crash or an accident. There are different types of auto insurance. For example, liability insurance is often required to legally operate...

What Are “Certificates of Insurance”?

(And WHY . . . Should You Care?) A Certificate of Insurance (COI) is simply a document, issued by an insurance agency or broker, that shows or proves you do, in fact, have insurance coverage in effect at the time the COI is issued. A COI provides important information about an insurance policy, such as a policyholder’s name, coverage type, the dates it is effective...

ATTENTION: Allstate Policyholders

As you’ve probably heard by now . . . Allstate Insurance has made a difficult and disrupting business decision. They ARE NOT RENEWING coverage for policyholders in CA, LA, FL,NJ, and NY. You may be affected by this. As with anything, there is both “Good News” and, unfortunately, some “Bad News” here. The “Bad News”? Allstate has, as have many other insurance companies, suffered serious...

Your 2023 DSD Insurance Allstate Independent Distributor Scholarship Winners

DSD Insurance and Allstate are proud to announce the 2023 winners of the ten (10)$1,000Allstate / Tram Norris Independent Distributor Scholarship Fund awards. Allstate , Tram Norris and DSD Insurance established this program in 1996 to assist children of Flowers Independent Distributors who desire to pursue post-secondary education in college and/or vocational programs. We have awarded 272 $1,000 scholarships since this program began. This program...

Driver qualification: Lowering Driver Requirements Puts Your Business At Risk!

The current labor shortage has many organizations thinking about lowering their experience and qualification standards for many hard-to-fill positions. Due to the potential for severe worker injury and death from an auto accident, as well as the significant liability exposure, strong driver qualifications should remain in place. This applies to full-time drivers as well as those who drive as part of their job duties. In...