Preventing Left-Turn Collisions
Posted: February 28, 2023
Left-turn accidents are frequently severe as they often result in near head-on or T-bone type collisions – often at high speeds. They can involve multiple vehicles and significant injury or death. Because of the frequency and severity of left-turn accidents, you should educate your drivers annually on left-turn hazards and ways to prevent them. Key training principles to be covered should include: Turning at intersections...
Commercial Auto Policies -- Must List Vehicles Correctly
Posted: February 28, 2023
Check your VINs! Mistakes are easily made when recording a 17-digit code. As the Policyholder you must let DSD know when a vehicle is sold or needs to be removed from your policy’s coverage. Due to privacy laws, insurance companies and DSD Insurance have no way of knowing if you no longer own a vehicle . . . UNLESS YOU NOTIFY US!! Not having the...
4 Common Homeowners Insurance Misconceptions and How to Address Them
Posted: February 13, 2023
We live and breathe insurance. But because we know it so well, we assume everyone else does, too. However, 65% of Americans have no idea what their home insurance fully covers, according to a survey by Goosehead Insurance. Half of those surveyed (45%) said they'd had a home claim denied because they didn't have the right coverage. This lack of knowledge may lead to unrealistic expectations when...
DSD Insurance Has College Funds . . . For YOU!
Posted: January 29, 2023
IT'S SCHOLARSHIP TIME AGAIN! Do you have a student who’s about to graduate high school? Does your student want to pursue further studies after high school at a college or university? Does your student want to attend a vocational / technical education training program after graduating high school? If so, you know that’s going to require some money. Good News! We can help . ....
Do Younger Workers Need Disability Insurance?
Posted: January 21, 2023
Millennials and Gen Z’ers are every bit as subject to injury and chronic debilitating disease as their older co-workers. But they are much more likely to be working . . . without disability income insurance. The typical 20-something needs disability insurance even more than they need life insurance. Young people are more likely to own a life policy than disability coverage, though, for a variety...