DSD Insurance is the Exclusive Settlement Deduction Insurance provider for Flowers Foods Independent Distributors.  We have been helping Flowers Distributors succeed in business since 1987 with Commercial Auto, General Liability, Inland Marine and Life Insurance products that are designed to meet the specific needs of these unique business men and women. DSD Insurance was formed in 2005 to continue the fine service previously provided Flowers Distributors since 1987 by The Tram Norris Agency.

If you have questions or concerns about your existing coverage, would like to change your coverage or need to report or discuss a claim, please contact us at 866-621-1770 Monday thru Friday 7:30 AM to 5:00 PM CST.    Outside of these business hours, please follow the directions provided by the telephone system to reach the assistance you need. Please remember that in order to bind or change coverage you must talk to an agent representative.  If you leave a telephone message or contact us via email dan@dsdinsurance.com , we will contact you during regular business hours.

The various forms and documents used to communicate information to our office are available on this site in MSWord format.  Click here to reach a list of the forms.

We write a consistent coverage package for Flowers independent Distributors.  The following links are a brief description of the coverage that is included in this “package”. These package descriptions are simplified and intended for illustration only.  For specific coverage questions, please refer to your policy or contact our office.

Flowers Coverage Description - AL, GA, SC, NC, VA, WV, OH, TN, MD, TN, KY, AR, LA, MS, MO, NM, OK,

Flowers Coverage Description - TX, FL

Tram Norris/Allstate Independent Distributor Scholarship Fund                 
Click HERE to reach information on this exciting education program for the children of Flowers Distributors