Welcome to the Frequently Asked Questions (FAQ page). Below, we have tried to answer the most common questions visitors to this our Web site may have. If you find that your question is not answered on this page, please email us dan@DSDinsurance or call us at 866-621-1770.

Does my Rental Reimbursement coverage provide a benefit if my truck breaks down?

No! Rental Reimbursement only provides reimbursement for a rental vehicle needed as the result of a covered loss under your collision or comprehensive coverage.

Who is covered when operating my truck?

Auto insurance coverage, including commercial, follows the vehicle.  Any licensed driver operating your vehicle, with your permission is a covered operator. If they are involved in an accident, you and/or your insurance will be responsible.

Can I add a vehicle to my commercial auto policy?

Yes. If you use the vehicle in your business, we encourage you to add the vehicle so you can have the same protections you enjoy when using your primary business vehicle or truck.  If you are a sole proprietor, you may add a truck or SUV to your policy.  If you are incorporated, you may add a Truck, SUV or personal passenger vehicle.

Can any Allstate agent provide service to my policy?

Yes, however, we encourage you to contact us for service.  Any changes to you coverage that may impact your annual premium must be administered by our accounting department. Our office has no way of identifying changes made in another agent's office and it could result in overpayment or underpayment of your premium through the settlement process.

I don’t understand some of the terms in my policy. How can I find out what they mean?

Please contact us so we can assist. This website : http://www.iii.org/individuals/glossary/   is very helpful and has a full list of insurance terms.